Introduction

BARG Financial Services (Pvt.) Ltd. respects your privacy and protects your personal information. This Privacy Policy explains how we collect, use, store, and protect your information.

We provide financial services while maintaining responsible data practices. Therefore, we handle personal information with care and confidentiality.

Information We Collect

We may collect personal information when you use our website or financial services. This information may include your name, CNIC details, contact information, address, and financial information.

Additionally, we may collect information about your business, loan application, and related financial activities. We may also collect technical information from your device.

Such information can include your IP address, browser type, device details, and website activity.

How We Use Your Information

BARG uses collected information to provide and manage our financial services. We may use your information to process applications and assess eligibility.

Furthermore, we may use information to verify identities and perform required credit checks. We may also use it to communicate about applications, repayments, and services.

Additionally, information may help us improve our website, services, customer support, and overall user experience.

Information Sharing and Disclosure

BARG does not sell or rent personal information to third parties. However, we may share information when necessary to provide our services.

For example, we may share relevant information with authorized service providers, financial institutions, credit bureaus, regulators, or legal authorities.

We only share information when there is a legitimate business, legal, or regulatory requirement. Moreover, we take reasonable steps to protect information during such sharing.

Data Security

We use reasonable administrative, technical, and organizational measures to protect personal information.

These measures help prevent unauthorized access, misuse, alteration, disclosure, or loss. However, no online system can guarantee complete security.

Therefore, users should also take appropriate steps to protect their personal information and account credentials.

Cookies and Website Technologies

Our website may use cookies and similar technologies to improve website functionality. Cookies can help us understand website usage and enhance user experience.

Additionally, these technologies may support website performance and security.

Users can manage cookie preferences through their browser settings. However, disabling certain cookies may affect some website features.

Third-Party Websites

Our website may contain links to third-party websites or services. These websites operate under their own privacy policies.

Therefore, BARG is not responsible for the privacy practices of external websites. We recommend reviewing their privacy policies before providing personal information.

Data Retention

We retain personal information only for as long as reasonably necessary. The retention period may depend on the purpose of collection.

Additionally, legal, regulatory, accounting, and reporting requirements may require longer retention periods.

When information is no longer required, we take reasonable steps to securely dispose of it.

Your Privacy Rights

You may have rights regarding your personal information under applicable laws and regulations.

These rights may include requesting access to your information or seeking correction of inaccurate information. You may also contact us regarding questions about how we process your information.

However, certain requests may be subject to legal or regulatory requirements.

Children’s Privacy

Our services are not intended for individuals who cannot legally enter into financial agreements.

Therefore, we do not knowingly collect personal information from children for financial services. If you believe that a child has provided personal information, please contact us.

Changes to This Privacy Policy

BARG may update this Privacy Policy when necessary. Changes may reflect legal requirements, business practices, or improvements to our services.

We will publish the updated policy on our website. Therefore, we encourage users to review this page periodically.

Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy, please contact BARG Financial Services (Pvt.) Ltd.

We are committed to handling personal information responsibly and maintaining customer trust.