BARG Murabaha Finance
Murabaha Product
Business Finance
Murabaha is a Shariah-compliant financing product in which the microfinance institution purchases an asset or commodity requested by the customer and then sells it to the customer at a disclosed cost plus an agreed profit margin, payable in installments. Unlike conventional loans, it is based on a sale transaction rather than interest (Riba
BARG Murabaha Finance
BARG Murabaha Finance offers a Shariah-compliant solution for individuals and micro-entrepreneurs seeking financial support for business expansion, inventory purchases, equipment acquisition, agricultural inputs, and livestock. Under the Murabaha model, BARG purchases the required asset and sells it to the customer at a transparent, pre-agreed profit margin, payable through affordable installments. This ensures ethical, interest-free financing while supporting sustainable economic growth.
Key Features
- Islamic financing based on Murabaha principles
- No interest (Riba)
- Transparent cost and profit disclosure
- Fixed installment plan
- Flexible repayment tenure
Purpose
- To provide Shariah-compliant financing for:
- Small businesses
- Shopkeepers
- Farmers
- Women entrepreneurs
- Equipment and inventory purchases
How It Works
- Customer identifies the required asset or goods.
- BARG purchases the asset from the supplier.
- BARG sells the asset to the customer at cost plus agreed profit.
- Customer pays the total amount in easy installments.